Financial Protection When You Need It Most
The team at Peak Financial Solutions explains why critical illness cover is one of the most important conversations you can have for your family’s future.
None of us wants to think about serious illness, but if the unthinkable happens, wouldn’t you rather have a financial safety net in place to support you and your loved ones?
Critical illness cover is designed to do exactly that.
If you are diagnosed with a serious illness that meets a specified condition, a lump sum payment is made directly to you, helping to ease the financial pressure that comes with taking time off work, paying for treatment, or making adjustments to your home or lifestyle.
The reality is that your standard of living could be impacted if you are unable to work long-term.
This kind of cover offers peace of mind and a much-needed buffer during a time when your world may already feel like it is falling apart.
It can also ensure business continuity if you are self-employed or run your own company.
At Peak Financial Solutions, we help you find the right protection to suit your individual needs and circumstances.
Factors such as age, smoker status, health conditions, financial responsibilities and future goals all come into play.
That’s why it is so important to speak to a qualified adviser who can guide you through the process and ensure your cover truly fits your life.
Why life and critical illness cover matters:
- It provides financial security for you and your family.
- It helps maintain your standard of living if life takes an unexpected turn.
- It offers peace of mind at a difficult time.
- It can reduce risk in your household or business.
What about Children’s Critical Illness Cover?
Becoming a parent changes everything.
Our priorities shift, and we begin to think differently about the future.
One of the most difficult situations we help clients prepare for is the possibility of having a seriously ill child.
None of us wants to imagine that scenario, but sadly, it can happen.
Many of the families we support have experienced it.
Life can change in an instant.
When a child becomes seriously ill, most parents do not want to leave their side.
That often means taking time off work, covering travel or hospital costs, and making adjustments at home, all while dealing with an emotional rollercoaster.
Children’s Critical Illness Cover provides a lump sum payout if your child is diagnosed with a serious condition.
It starts from as little as £3 per month and offers reassurance during one of the most challenging times of your life.
Expecting or planning for a baby?
If you already have Children’s Critical Illness Cover in place before your baby is born, you may be protected for a number of conditions that are diagnosed in pregnancy or shortly after birth.
These can include cerebral palsy, Down’s syndrome, cystic fibrosis and loss of hearing or sight, among many others.
Depending on the provider, your child may be covered from birth to age 23.
Some policies also include valuable extras such as 24/7 GP access, second medical opinions, and mental health support – benefits that can make a real difference.
Want to Talk It Through?
If you’d like to review your existing insurance, get a second opinion, or talk to someone about your personal circumstances, we’d love to help.
Call us on 028 4372 3222 or email any of our advisers directly:
- lisa@peakfinancialsolutions.co.uk (Lisa Trainor)
- lisapland@peakfinancialsolutions.co.uk (Lisa Poland)
- natalie@peakfinancialsolutions.co.uk (Natalie Chelaton)
Your quote will depend on a range of factors, including age, gender, health, and lifestyle. Tobacco use and certain medical conditions may affect the premium, but our team will always work with you to find the most suitable and affordable option.
Because when life takes an unexpected turn, having the right protection in place can make all the difference.
Peak Financial Solutions
📍 109B Main Street, Newcastle, BT33 0AE
📞 028 4372 3222 | 🌐
